So you want to try a flip?

If you’ve ever looked into the details of flipping a property, you’ve likely run into the reality that most banks won’t finance flips.

They won’t make any money on the loan if you end up selling the house 3 months later, and who’s to say you’ll even be able to pull off the renovation. Some friends of mine use commercial loans for this, but they bemoan the interest charges they have to pay every month they’re still holding the property.

So unless you’ve got a good chunk of money set aside, you’ll have to work with a similar option, or a hard money lender. Uninsured. Expensive. Risky.

The AIO can fix all of that, saving you time—and money.

Since the AIO keeps your equity liquid, you effectively become your own bank. If you’ve got a $500,000 home and half of it is paid off, then in the AIO you could have $150,000 available to you to finance your own fix & flip. (The credit line would go up to $400,000 and the balance is $250,000, leaving you $150,000 liquid.) If you found a property you wanted to flip, you could finance it yourself (assuming it’s $150,000 or less, in this instance), submitting a cash offer and requesting a 10 day close. Sellers and listing agents will love you, and you’ll love the ease of buying a property without going through the loan application, document gathering, underwriting, paying bank fees, etc.