How 20% down can become 30% off.
You found a house you’re interested in. Now, let’s be smart.
I’m Aaron Keyes, from the Premiere Team at Valor Home Loans. I’ve helped hundreds of families save thousands of dollars on their home loans. Sometimes, by getting a better rate (fact: we just beat a competitor on a VA deal by more than .25%); sometimes it’s by finding a better loan, whether that be conventional, a VA or FHA loan, a Buy-down, or any number of our lesser-known options.
On certain properties, I can give up to a $2,500 lender credit* and with my “Refi-On-Me Guarantee”** you can rest assured that when rates do drop, I’ll cover the lender costs to get you refinanced down the road.
We offer same-day pre-approvals and our average “days-to-close” is under 21. We can do just about any kind of loan, and that’s important because the right loan may help you save 30%+ of the cost of your home, and may get your effective interest rate from 6-7% down closer to 2-3%.
See below to learn about how a few of our unique products do just that; they’re not right for everyone, but they are right for everyone to know about.
Who knows—one of these may be just right for you. But even if not, we‘ll find the exact loan that is.
*Lender Credit Terms: Borrowers who finance a home purchase with a loan of $500,000 or more through Aaron Keyes (NMLS# 2115518) and/or the Premiere Team at Valor Home Loans , may be eligible to receive a lender credit equal to 30 basis points (0.30%) of the total loan amount, up to a maximum of $2,500, applied toward eligible closing costs. Borrower must meet all program, investor, and underwriting requirements. Credit may be applied toward: Lender fees, discount points, third-party closing costs (e.g., title, escrow, appraisal, recording fees).
**Refi-On-Me Guarantee Terms: This offer covers lender-related fees only, including processing, administrative, and origination charges. It does not include third-party costs such as title or escrow fees, appraisal fees, prepaid interest, property taxes, homeowners insurance, or government recording or transfer fees. Offer valid for loans originated and closed by Aaron Keyes and/or the Premiere Team of Valor Home Loans. Eligible for refinance after 6 months from original closing date, for the next 3 years. Refinance must be completed through the same lender team to qualify. Offer subject to change or cancellation at any time.
How would you like to save $100,000 on your next property?
Or to get an effective interest rate below 4%?
On average, our clients who use an All in One Loan (or Equity Advancer) save thousands of dollars in interest charges, making their effective interest rate drop into the 1’s, 2’s, and 3’s.
If you’re looking at a $500,000 loan, you could save much more than $100,000.
Upgrading the loan is how you do it. Run your numbers and see for yourself. Or schedule a consultation with us and we’ll look at it all with you.
This is not a commitment to make a loan, nor should it be construed as lending advice. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value (LTV) requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on the applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of the loan. Reduction in payments may reflect a longer loan term. Terms of the loan may be subject to the payment of points and fees by the applicant.